
	Securing financing is just one aspect of a home purchase. Premiere Team Real Estate is experienced at aiding both new and experienced buyers alike in all areas of real estate. Call us today at 512-794-9914 if your needs include a professional REALTOR^® ready for the business side of buying and selling.

Premiere Team Real Estate can help you finance your home in Austin.

For most people, securing financing can be one of the more demanding elements of purchasing a house. Save time and money, let a Premiere Team Real Estate Agent help you. We know the best Lenders to work with. Here are just a few things that will make the process of applying for a loan a breeze.

1 – Make a list of questions to ask the lender

If you do not entirely realize the ins and outs of all the various financing options, be sure to have a list of questions with you. This will save you time and help the lender assist you with understanding the advantages and disadvantages of the available loan programs.

2 – Determine when to lock

Locking in a rate signifies that your mortgage lender holds to the mortgage interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate anytime between application and at the time of closing. Buyers who decide to float conclude that the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to decrease your rate

When you decide to pay additional points to lower the rate of your loan, you will pay for them in cash at the time of closing. Every point is 1 percent of the mortgage loan. If you're unsure as to whether or not purchasing points is right for you, click here to use our points calculator.

4 – Bring your paperwork

Getting a loan requires lots of paperwork, so you should spend some time getting your documents together. Click here to get a feel for common information that goes on a loan application.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

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Premiere Team Real Estate has been servicing
Austin, Cedar Park, Hutto, Pflugerville, Leander, Round Rock since 1992