Austin Home Buying Process

home loan process
Welcome to the top online resource for buying a home in Austin, Texas.  Here you can find extensive information on top communities  and neighborhoods, research all available Austin homes for sale and get connected with some of the top real estate agents in Austin, Texas. If you are  new to the home buying process, ask for a comprehensive Home Buyer’s Guide.

1. Get Pre-qualified

Premiere Team has narrowed the list of mortgage brokers and mortgage bankers in Austin to a trusted few who consistently deliver outstanding service to our clients.  If you would like to get preapproved by a mortgage broker, please complete the form below and we will put you in touch with our top three trusted partners.

2. Get Educated

If you are considering a move to the Austin-area, fill out our Contact Us form and we will send you a complimentary DVD of our Austin and surrounding areas Relocation Guide.  Find out more about neighborhoods and subdivisions surrounding Austin, Cedar Park, Pflugerville, Leander and Round Rock Texas to include schools they are aligned with, statistics on Austin home values and all available homes for sale.  Get all the details about school districts along with links to school ratings and available homes aligned with each school.

3. Research Homes for Sale in Austin

Our powerful Austin home search solution allows you to search through all available Austin Texas homes the way you want to search: by City, Neighborhood, Zip Code, School Districts, MLS numbers and more.  Once you choose an area, we make it easy to find foreclosures or short sales, waterfront homes, golf course homes, homes on acreage, homes with pools, homes in gated communities, homes with a view and much more.  In addition to normal price, bedrooms, baths, etc., we show you all the details that others hide: days on market, amount reduced, price per square foot, property tax rate, estimated property tax amount, property tax exemptions, HOA dues and Elementary, Middle and High School alignment.  We link listings to Google Maps where you can see a Satellite Map and Street level view.  Plus, we provide all of the available photos, a virtual tour when available, and detailed neighborhood demographics.  You can easily save your search, keep track of your favorites and have the newest homes for sale in Austin, Cedar Park, Leander, Pflugerville, Round Rock Texas and surrounding areas that meet your criteria emailed to you daily.

4. Get Representation

There is so much more to hiring a buyer’s agent than getting access to Austin houses and a chauffer to show you around.  While it is possible to buy a home without an agent, the experience often proves to be more challenging than many expect.  We’ve listed our top 3 reasons below:

1. Representation: Unless you are buying a property that is for sale by owner, the seller has professional representation on their side.  By negotiating directly with the sellers agent you are putting yourself at a severe disadvantage since their agent is legally bound to share everything you tell them in order to get the best deal for their client.  You wouldn’t go into a courtroom without a lawyer, so why risk the biggest purchase in your life in buying a home without representation.

2. Information: The only way to determine the correct price of a home is to analyze the prices at which similar homes recently sold in the same neighborhood.  While there are a variety of online resources for finding homes for sale, there are no consumer websites that provide home sales data in the Austin-area.  This information is only available to REALTORS through their membership with the Austin Multiple Listing Service and Austin Board of REALTORS.  While many consumers look to the two most popular websites, Zillow and Trulia for this information, Zillow and Trulia do not have the actual Austin sold data and statistics in the Austin-area.

3. Experience: When you have an experienced Buyer’s Agent working for you their primary job is to keep you from making a mistake.  The knowledge they gain from working with so many clients throughout their career is invaluable when it comes to helping you pick the right Austin area house, on the right street, in the right neighborhood.  This experience also comes into play when they are negotiating on your behalf as they often have intimate knowledge of the pros and cons of similar homes that recently sold.  Once you are under contract to purchase a home, your buyer’s agent will help you locate a great inspector, negotiate repairs with the seller, get estimates from trustworthy contractors and obtain financing from the most reputable lenders.

When you’re ready to get professional representation, fill out the form below to be hand matched with the perfect agent, or you can browse our Agent real estate agent directory and choose for yourself.

5. Find your new home

Buying a home is most important purchase most people make in their lifetime. Once you have been pre-qualified by a lender, narrowed down your home search and retained a buyer’s agent its time to get in the car and go look at some homes.   Having an experienced professional in your corner will save you time, give you peace of mind and very likely save you a great deal of money.