What is a Residential Service Contract?
A residential service contract commonly referred to as a Home Warranty provides limited protection on your home against costly repairs. Most policies are annual contracts starting around $395 with a small deductable of $50 to $100 per item.
*It is important to keep your policy handy to reference when a repair occurs before calling your chosen company.
If you encounter a repair problem during the covered period, immediately call the residential service company you purchased. They will then contract a local service company to come out, usually within 24 hours, and inspect then repair or replace the covered item. The non-refundable deductable is required at time of service. In most cases, there are no additional charges.
There are many companies that are offer residential service contracts and most have different plans to choose from depending on what type of amenities you want covered such as a swimming pool, high end appliances, washer/dryer, water softner, refrigerator, etc. Below is a list of companies that provide residential service contracts.
Home Warranty of America
One Guard Home Warranties
Buyers Protection Group
Old Republic Home Warranty
First American Home Buyers Protection
American Home Shield
Affordable Home Protection Services
2-10 Home Buyers Resale Warranty
Fidelity National Home Warranty